PAYMENT FOLLOW-UP SEQUENCE — SideLedger Collections Edition
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Aligns with SideLedger Pro Collections buckets:
  • Due today / Upcoming — no chase yet
  • Late (1–14 days overdue) — friendly → firm
  • Very late (15+ days) — final notice

Include the 48-hour grace line on EVERY payment email (see email-scripts.txt).

── BEFORE DUE (optional, 3 days out) ────────────────────────────

Subject: Invoice #[number] due [date]

Hi [Name],

Friendly heads-up — Invoice #[number] for $[amount] is due on [date].

Payment link: [link]

[Your name]

── LATE: 1–3 DAYS (Friendly — SideLedger "Friendly reminder") ─────

Subject: Quick reminder — Invoice #[number]

Hi [Name],

Hope you're well! Invoice #[number] for $[amount] was due on [date].

If you've already sent payment in the last 48 hours, please disregard —
thank you!

Payment link: [link]

[Your name]

── LATE: 7 DAYS (Firm — SideLedger "Firm follow-up") ─────────────

Subject: Payment overdue — Invoice #[number]

Hi [Name],

Following up on Invoice #[number] ($[amount]), now 7 days overdue.

Please confirm when I can expect payment, or let me know if there's an
issue to resolve.

48-hour grace: if you paid recently, reply with confirmation so I can
update my records.

[Your name]

── VERY LATE: 15+ DAYS (Final — SideLedger "Final notice") ────────

Subject: Final notice — Invoice #[number]

Hi [Name],

Final notice: Invoice #[number] for $[amount] is now [X] days past due.

Please remit within 5 business days. If payment was sent, reply with
confirmation and date so I can close this out.

I'll need to pause ongoing work until the account is current.

[Your name]

── AFTER 30 DAYS (collections playbook — see collections-playbook.txt) ──

── RULES THAT PREVENT CHASE EMAILS ────────────────────────────────
✓ Invoice same day you deliver — delay kills cash flow
✓ Require 50% upfront on projects over $1,000
✓ Use Net 14 max for new clients; Net 30 only for trusted accounts
✓ Mark invoices PAID in SideLedger when payment lands
✓ Pro Collections dashboard: [your-site]/collections.html

── SIDELEDGER PRO SMART CHASE ─────────────────────────────────────
One-click email drafts from Collections page — tier auto-selected by
how overdue the invoice is. Copy/paste or use mailto link.

Elite automation sends weekday reminders with grace note built in.
